Air Miles Credit Card Review

Why Use an Air Miles Credit Card?

Credit cards have become a part of everyday life for many people, and savvy consumers have discovered the benefits of cards that reward them just for making normal purchases. Air Miles credit cards offer an excellent way to rack up air miles rewards and frequent flyer miles. They help you earn free airfare and convenient travel benefits that make flying less expensive and more enjoyable.

We’ve determined the best airline miles credit cards to be the Gold Delta SkyMiles® Credit Card from American Express, the United MileagePlus® Explorer Card and the Citi® Platinum Select® / AAdvantage® Visa Signature® Card. We’ve also written articles about air miles cards to help you get the most out of your frequent flyer miles card.

Air Miles Credit Cards: What to Look For

Deciding which air miles credit card is the best option for you and your situation can be a challenge. These cards offer many advantages, and there’s more than just air miles to consider. We rated each card using the following five criteria to select the best credit card for airline miles.

Travel Benefits
Air miles credit cards will generally give you one mile for every dollar you spend, but the best miles credit cards let you earn double miles on certain purchases, which will help you collect miles fast.

An air miles credit card has far more benefits than just the miles you will earn by using it. The best frequent flyer credit cards offer a plethora of travel benefits like priority boarding, in-flight discounts, access to VIP lounges inside airports, no blackout dates and plenty more.

Key Features
The key features included with an air miles card can give any frequent traveler peace of mind when emergencies arise. The best air miles credit cards include features that kick in automatically when you use your card to purchase your travel fare. For instance, your card may qualify for travel accident insurance, rental car insurance, 24/7 roadside assistance and lost luggage reimbursement to name a few.

APR
The annual percentage rates that accompany a credit card can either make it a really great card or a complete nightmare. Top air miles credit cards should have a relatively low annual percentage rate for purchases and balance transfers. Additionally, its cash advance and penalty APR shouldn’t be too high.

Fees & Penalties
Fees attached to a credit card are nothing surprising, but high fees can be a deal breaker for a credit card. The best air miles credit cards will have pretty industry standard fees. These include the annual fee, international purchase fee, cash advance fee and a balance transfer fee to name a few.

Member Support
A card's member support could be a lifesaver in certain situations, so being able to get ahold of them in a number of different ways is important. You should be able to contact the company for member support 24/7 in case of an emergency like a lost or stolen card. How fast you can get an emergency card replacement is also a vital feature. Helpful online features such as frequently asked questions and member forums are nice benefits as well.

Air miles credit cards are an excellent option for the frequent traveler or anyone who wants to earn frequent flyer miles by both traveling and making purchases on everyday items. You will enjoy a handful of travel benefits that will take flying to a whole new level of class as you enjoy things like priority boarding, VIP lounge access, no blackout dates and more.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program. The Annual Percentage Rate or APR is reflective of the date this review was last updated.

 
 
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Rank #1#2#3#4#5#6#7#8#9#10
10-9  Excellent
8-6    Good
5-4    Average
3-2    Poor
1-0    Bad
Gold Delta SkyMiles® Credit Card from American Express United MileagePlus® Explorer Card Citi® Platinum Select® / AAdvantage® Visa Signature® Card Capital One® Venture® Rewards Credit Card Capital One® VentureOne® Rewards Credit Card The JetBlue Card from American Express Blue Sky Preferred® Card from American Express Citi® Platinum Select® / AAdvantage® World MasterCard® Southwest Airlines® Rapid Rewards® Plus Card Southwest Airlines Rapid Rewards® Premier Card
Gold Delta SkyMiles® Credit Card from American Express United MileagePlus® Explorer Card Citi® Platinum Select® / AAdvantage® Visa Signature® Card Capital One® Venture® Rewards Credit Card Capital One® VentureOne® Rewards Credit Card The JetBlue Card  from American Express Blue Sky Preferred® Card from American Express Citi® Platinum Select® / AAdvantage® World MasterCard® Southwest Airlines® Rapid Rewards® Plus Card Southwest Airlines Rapid Rewards® Premier Card
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Lowest Price
          
Ratings
8.53
8.23
7.75
7.70
7.65
7.57
7.50
7.45
7.35
7.15
10
9
8
7
6
5
4
3
2
1
7.50
9.38
8.75
8.75
9.38
7.50
8.13
8.75
8.75
9.38
7.50
6.25
9.38
8.75
8.13
4.38
9.38
9.38
9.38
10.00
3.75
9.38
10.00
10.00
10.00
4.38
9.38
9.38
8.75
9.38
4.38
9.38
9.38
8.13
9.38
7.50
5.00
9.38
8.75
8.13
4.38
8.75
9.38
8.13
9.38
4.38
8.75
8.75
7.50
9.38
 
Travel Benefits
Miles or Points/Dollars Spent Ratio 1 Mile/1 Dollar Spent 1 Mile/1 Dollar Spent 1 Mile/1 Dollar Spent 2 Miles/1 Dollar Spent 1.25 Miles/1 Dollar Spent 1 Point/1 Dollar Spent 1 Point/1 Dollar Spent 1 Mile/1 Dollar Spent 1 Point/1 Dollar Spent 1 Point/1 Dollar Spent
Sign-Up Offer 30,000 bonus miles after $1,000 in purchases in first 3 months 30,000 bonus miles after $1,000 spent in first 3 months 30,000 bonus miles after $1,000 in purchases in first 3 months 10,000 bonus miles after $1,000 in purchases in first 3 months 10,000 bonus miles after $1,000 on purchases in first 3 months 20,000 TrueBlue points after $1,000 spent in first 3 months 15,000 bonus points after $1,000 in purchases in first 3 months 30,000 bonus miles after $1,000 in purchases in first 3 months 25,000 points after $1,000 spent in first 3 months 50,000 points after $2,000 spent in first 3 months
No Blackout Dates
International Flights
 
Earn Double Miles or Points
  
Free Bag Check
    
Priority Boarding
    
  
VIP Lounge Access $
        
In-Flight Purchase Discounts
 
  
 
  
Annual Bonus Miles or Points  
        
Companion Ticket           
Concierge Service   
  
  
Key Features
Travel Accident Insurance
Rental Car Insurance
Purchase Protection
Zero Liability
 
Miles/Points Don't Expire
 
 
No Cap On Miles/Points
 
 
24/7 Roadside Assistance
 
 
Extended Product Warranty
 
  
Lost Luggage Reimbursement  
  
Return Protection       
   
APR
Introductory APR* None None None None 0% on Purchases None 0% on Purchases & Balance Transfers N/A None None
Introductory Period None None None None Until Oct. 2014 None 15 Months N/A None None
Standard APR* 15.24% - 19.24% Variable 15.24% Variable 13.99% - 21.99% Variable 13.9% - 20.9% Variable 11.9% - 19.9% Variable 15.24% Variable 17.24% - 22.24% Variable 13.99% - 21.99% (Variable) 15.24% Variable 15.24% Variable
Cash Advance APR* 25.24% Variable 19.24% Variable 25.24% Variable 24.9% Variable 24.9% Variable 25.24% Variable 25.24% Variable 25.24% Variable 19.24% Variable 19.24% Variable
Balance Transfer APR* 15.24% - 19.24% Variable 15.24% Variable 13.99% - 21.99% Variable 13.9% - 20.9% Variable 11.9% - 19.9% Variable 15.24% Variable 17.24% - 22.24% Variable 13.99% - 21.99% (Variable) 15.24% Variable 15.24% Variable
Penalty APR* 27.24% Variable 29.99% Variable 29.99% Variable 29.4% Variable 29.4% Variable 27.24% Variable 27.24% Variable 29.99% Variable 29.24% Variable 29.99% Variable
Fees & Penalties
Annual Fee $0 first year, then $95 $0 first year, then $95 $0 first year, then $95 $0 first year, then $59 $0 $0 first year, then $40 $75 $0 first year, then $95 $69 $99
Late Fee Up to $35 Up to $35 Up to $35 Up to $35 Up to $35 Up to $35 Up to $35 Up to $35 Up to $35 Up to $35
Over Limit Fee None None   None None None None   None None
International Purchase Fee 2.7% None 3% $0 $0 2.7% 2.7% 3% 3% None
Cash Advance Fee $5 or 3% $10 or 3% $10 or 5% $10 or 3% $10 or 3% $5 or 3% $5 or 3% $10 or 5% $10 or 3% $10 or 3%
Balance Transfer Fee $5 or 3% $5 or 3% $5 or 3% None $0 $5 or 3% $5 or 3% $5 or 3% $5 or 3% $5 or 3%
Returned Payment Fee Up to $35 Up to $35 Up to $35 Up to $35 Up to $35 Up to $35 Up to $35 Up to $35 Up to $35 Up to $35
Grace Period 25 Days 21 Days 23 Days 25 Days 25 Days 25 Days 25 Days 23 Days 21 Days 21 Days
Member Support
Phone
Email  
 
   
Live Chat
  
   
24/ Customer Support
Emergency Card Replacement
FAQs
*The Annual Percentage Rate or APR is reflective of the date this site was last updated.